๐ŸšจWater damage or storm damage? We respond same day. Call (678) 979-4156

Claim Management

We Handle Your Insurance Claim From Start to Finish

Most homeowners leave money on the table because they don't know what their policy covers. We do. We've managed 10+ Years in claims across North Georgia โ€” and we recover every dollar your policy allows.

The 7-Step Claim Process

  1. 01

    Initial Loss Report

    You call us. We document the damage with photos, moisture readings, and a written scope within 24 hours.

  2. 02

    On-Site Documentation

    Drone roof inspection, interior assessment, moisture mapping, and photo evidence packaged for your carrier.

  3. 03

    Xactimate Scope Built

    Line-item estimate written to your carrier's pricing database โ€” the same software the adjuster uses.

  4. 04

    Carrier Submission

    Claim filed on your behalf with all documentation. We're cc'd on all carrier communication.

  5. 05

    Adjuster Meeting

    We're on-site when your adjuster inspects. We walk them through every line item so nothing gets missed.

  6. 06

    Approval & Supplements

    When the adjuster misses scope, we file supplements with documentation. Most claims gain 15โ€“30% from supplements alone.

  7. 07

    Final Payment Collected

    We submit Certificate of Completion, recover depreciation, and coordinate with your mortgage servicer for final release.

Carriers We Work With

All Major Insurance Carriers

State Farm
Allstate
USAA
Farmers
Liberty Mutual
Travelers
Nationwide
Progressive
American Family
Erie
Auto-Owners
Safeco

Most Homeowners Leave Money On The Table

Adjusters work fast. They miss scope. They mis-price line items. They don't always know local code requirements. We file supplements with photo evidence, code citations, and Xactimate documentation โ€” and we recover every dollar your policy allows.

Code upgrade reimbursement
Matching statute supplements
Hidden damage discovered during work
Depreciation recovery (ACV โ†’ RCV)
Overhead & profit on multi-trade jobs
Permit and fee reimbursement

Xactimate Explained

Xactimate is the estimating software 90%+ of insurance carriers use to price property damage claims. It uses ZIP-code-specific pricing for labor and materials, updated monthly.

When a contractor doesn't write in Xactimate, the carrier's adjuster has to translate the estimate โ€” and things get lost. Our estimates go in already aligned to the carrier's pricing database, which means faster approvals and fewer denied line items.

We're certified Xactimate estimators. Every claim we write is built to be approved.

Already filed a claim and feel underpaid? Get a free supplement review.

Review My Claim

Claim FAQs

Single-event weather claims (hail, wind, storm) typically do not raise Georgia premiums. Liability claims and frequency-of-loss claims can. We'll help you assess before filing.

Start Your Claim With Us

We file. We negotiate. You stay focused on your family.

We respond within 1 hour during business hours. Emergencies: call (678) 979-4156.

Call Now โ€” (678) 979-4156